People purchase homeowners insurance to protect their homes from natural disasters, fires, theft, and other damages. While these claims are not common, there is still an undeniable need…
Bankers Insurance Group
People purchase homeowners insurance to protect their homes from natural disasters, fires, theft, and other damages. While these claims are not common, there is still an undeniable need and necessity to have this insurance.
Because these claims are few and far between, the process to file a home claim can feel overwhelming and confusing. Follow these tips to make the process easier, and don’t hesitate to call your agent with any questions.
- As soon as a loss happens, contact your agent. Doing this will allow the process to get started. A lot of times, small cases can be handled (and settled) by your agent. Be sure to note the contact information of the agent you will be speaking with in the situation that you need to reach them again.
- Document all damages. Take pictures, videos, and notes on all damages that you can present to the insurance adjuster. As an added bonus, provide any receipts you have for the damaged items.
- Document the process. Every time you speak with someone, log their name, contact information, and the time you spoke. This will help in the instance of a dispute as evidence in your favor.
- Be present. When the insurance adjuster visits, make a point to be there. This will allow you to point out all damages that could be missed.
- Stay on top of the process. Make sure you stay informed at every stage to ensure things are getting down and you receive a fair settlement.
Filing a claim might seem like a scary process, but it doesn’t have to be. Call you agent with any questions if you find yourself in this situation!
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