How to Stay Safe When Extreme Heat Hits


Did you know July and August are the two hottest months of the year? According to, extreme heat is defined as a long period (2 to 3 days) of high heat and humidity with temperatures above 90 degrees. In many states hitting this high of a temperature is an everyday event during the summer months.  In extreme heat the body must work extra hard to maintain a normal temperature. In severe cases, this can lead to death by overworking the human body. Find out what you need to know, how to prepare, and how to respond to extreme heat.

It’s important to know:

  • Extreme heat can occur quickly and without warning.
  • Older adults, children, and sick or overweight individuals are at greater risk from extreme heat.
  • Humidity increases the feeling of heat as measured by a heat index.


  • Find air conditioning.
  • Avoid strenuous activities.
  • Watch for heat illness.
  • Wear light clothing.
  • Check on family members and neighbors.
  • Drink plenty of fluids.
  • Watch for heat cramps, heat exhaustion, and heat stroke.
  • Never leave people or pets in a closed car.


Prepare NOW

  • Find places in your community where you can go to get cool.
  • Keep your home cool by doing the following:
    • Cover windows with drapes or shades.
    • Weather-strip doors and windows.
    • Use window reflectors, such as aluminum foil-covered cardboard, to reflect heat back outside.
    • Add insulation to keep the heat out.
    • Use attic fans to clear hot air.
    • Install window air conditioners and insulate around them.
  • Learn to recognize the signs of heat-related illness.


  • Never leave a child, adult, or animal alone inside a vehicle on a warm day.
  • Find places with air conditioning. Libraries, shopping malls, and community centers can provide a cool place to take a break from the heat.
  • If you’re outside, find shade. Wear a hat wide enough to protect your face.
  • Wear loose, lightweight, light-colored clothing.
  • Drink plenty of fluids to stay hydrated. If you or someone you care for is on a special diet, ask a doctor how best to accommodate it.
  • Do not use electric fans when the temperature outside is more than 95 degrees, as this could increase the risk of heat-related illness. Fans create air flow and a false sense of comfort, but do not reduce body temperature.
  • Avoid high-energy activities.
  • Check yourself, family members, and neighbors for signs of heat-related illness.


Know the signs of heat-related illness and the ways to respond to it:

    • Signs: Muscle pains or spasms in the stomach, arms, or legs
    • Actions: Go to a cooler location. Remove excess clothing. Take sips of cool sports drinks with salt and sugar. Get medical help if cramps last more than an hour.
    • Signs: Heavy sweating, paleness, muscle cramps, tiredness, weakness, dizziness, headache, nausea or vomiting, or fainting
    • Actions: Go to an air-conditioned place and lie down. Loosen or remove clothing. Take a cool bath. Take sips of cool sports drinks with salt and sugar. Get medical help if symptoms get worse or last more than an hour.
    • Signs: Extremely high body temperature (above 103 degrees) taken orally; red, hot, and dry skin with no sweat; rapid, strong pulse; dizziness; confusion; or unconsciousness
    • Actions: Call 911 or get the person to a hospital immediately. Cool down with whatever methods are available until medical help arrives.

Leadership Spotlight – Ross Bowie and Philip Massaro

Bankers is excited to introduce two new additions to the Bankers leadership team: Ross Bowie, Sr. Vice President of Personal Lines and Philip Massaro, Sr. Product Manager – BOP.
Ross most recently served as a Vice President at ASI where he oversaw the operations for ASI Select, which offers Auto, Home, and Umbrella products through an exclusive group of Independent Agents in California. He has a proven track record in successfully growing personal lines products throughout the U.S.
Philip was most recently Vice President of Risk and Products for Gulf States Financial Services in Houston Texas.  Prior to that he spent 6 years with AmTrust Financial Services out of New York City developing, rolling out and managing a countrywide BOP and working on acquisitions and integrations all over the country.


Get to know Ross:

What’s your favorite movie?

Slapshot. Growing up in Minnesota, playing hockey was the only thing to do in the winter. Slapshot was the first R rated movie I ever saw.

If you could visit anywhere in the world you’ve never been, where would you go?

Australia. I’ve surfed in California, Florida, Costa Rica, and Spain, but have never surfed in Australia.

What are some of your pet peeves?

Slow drivers in the left lane that refuse to move over.

What’s your favorite thing to do in your spare time?

Outside of spending time with my kids, it would be Skiing, Surfing, Fishing, and Hunting.

If you could have one superpower, what would it be?

The ability to Fly. Being able to just hop to another place/spot would be amazing.


Get to know Philip:
What’s your favorite movie?

How could one possibly have only one favorite movie?  That aside, there are some that I really like a lot – recently watched “Crouching Tiger Hidden Dragon, by Ang Lee again and I can always watch “Once Upon a Time in the West,” by Sergio Leone, or any of his Spaghetti Westerns, his Dollars Trilogy with Clint Eastwood is a favorite, “A Fistful of Dollars,” “For a Few Dollars More,” and the, “The Good, the Bad and the Ugly.”

If you could visit anywhere in the world you’ve never been, where would you go?

Sicily, much of my family is from there and it has an amazing history, culture, food and beaches – and would be super cool to ride a bike (bicycle that is) around the Island and see Mt Etna.

What are some of your pet peeves?

Pet Peeves.

What’s your favorite thing to do in your spare time?

Doing nothing is really high up there.  Otherwise, I like to travel around different neighborhoods, towns or cities all day on a bike and just see whats going on.

If you could have one superpower, what would it be?

Hmmm, don’t really know, I am from Cleveland Ohio the “real” birthplace of Superman, it’s a little known fact that Krypton is not a real place.  So maybe the power to resist kryptonite would be cool.